Full Coverage Auto Insurance

Full coverage on auto insurance is a policy that covers all possible losses related to a car accident.

It usually includes:

• Comprehensive and collision coverage for damages to the insured's car
• Liability for damage or injury to the other driver, their passengers, and pedestrians
• Medical expenses of the insured passengers of the insured's car and passengers in another vehicle involved in an accident with an insured vehicle
• Damages to other vehicles or property.

Finding cheap full coverage insurance can be challenging.

Useful tips for obtaining cheap full coverage insurance:

• Shop Around: Compare rates from different providers using an online auto insurance quote tool.
• Compare quotes of similar coverage: See what discounts are available for high deductibles, no claims, multiple cars, etc.
• Know when to cut coverage.
• Consider a used car loan instead of financing your next vehicle: You may qualify for better interest rates (and lower monthly payments) on your next purchase with a used car loan because you already have a vehicle in good condition or equity in it.

The cost of Full Coverage insurance can vary depending on the company, type of car and other factors. For example, AAA provides this type of insurance for drivers in certain regions for $2,104 annually. In contrast, GEICO provides it for $1,730 annually.

We found that most drivers are paying around $2,000 per year.

The average cost of full coverage auto insurance is $1,525 per year. Your costs may vary significantly depending on your state and where you live, as well as your age, driving record, and other factors.